Currency Exchange in Santa Barbara, CA

It is always advisable to change in official entities such as banks or official currency exchange branches. It is also recommended to take all the security measures (more details below) to be able to exchange dollars without surprises. Keep in mind that some banks only allow their clients to obtain foreign currency. If you are not a customer, it could be an issue.

They are a waste of time (long queues at slow banks) and money (fees to get them, fees to collect them).

Use your card to pay for more substantial items (usually hotel stays, shopping at large stores and restaurants, travel agencies, car/car rental agencies, etc.). Cash may be left for minor expenses or emergencies.

Credit card companies may offer competitive exchange rates, but many charge high commissions and interest rates. Besides, the interest on a cash advance begins immediately when you take the money instead of after the typical interest-free grace period for credit card charges.

The US dollar is the only currency accepted in Santa Barbara, and it is unlikely that you will be able to use another currency, even at the airport. The easiest way to get dollars is through an ATM. Most ATMs accept foreign cards.